Home > Privacy Pledge
What does ChevronWest Credit Union do with Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share and protect your information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Income
- Account Balances
- Payment History
- Credit History
- Credit Scores
When you are no longer our member, we continue to share information as described in this notice.
How?
All financial companies need to share member’s personal information to run their everyday business. Listed below are the reasons financial companies can share personal information; reasons CWCU chooses to share; and whether you can limit this sharing.
Reasons we can share your
personal information: |
Does CWCU share? |
Can you limit sharing? |
| Everyday business —
such as to process transactions,
maintain accounts, respond to court
orders and legal investigations, or
report to credit bureaus |
Yes |
No |
| Marketing —
to offer our products and services |
Yes |
No |
| Joint marketing with other companies |
Yes |
No |
| Our affiliates everyday business —
information about your transactions |
No |
We don't share |
| Our affiliates everyday business —
information about your creditworthiness |
No |
We don't share |
| Affiliates to market you |
No |
We don't share |
| Nonaffiliates to market you |
No |
We don't share |
Who is Providing this Notice?
Chevron West Credit Union
How does ChevronWest Credit Union Protect my Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
How does ChevronWest Credit Union Collect my Information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Pay bills
- Use your credit/debit card
- Deposit money
Why Can’t I Limit all Sharing?
Federal law only gives you the right to limit:
- sharing for affiliates’ everyday business purposes
— information about your creditworthiness
- affiliates from using information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates — Companies related by common ownership or
control. They can be financial and nonfinancial companies. * ChevronWest Credit Union has no affiliates.
Nonaffiliates — Companies not related by common ownership or control. They can be financial and nonfinancial companies. * ChevronWest Credit Union does not share with
nonaffiliates so they can market to you.
Joint Marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you. * ChevronWest Credit Union joint marketing
partners include CUNA Mutual.
Important Information About Opening an Account:
In an effort to protect you and our country, the USA Patriot Act was signed into law in 2001. To help our government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you? When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you such as a driver's license, passport, state ID card or Military ID. We appreciate your cooperation with our efforts to protect and maintain the safety of our members and our country.
Questions? Feel free to contact us.
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