As the financial world we live in changes so does they way we need to prepare
when traveling outside of the country. If you are planning a trip here are a
couple of tips:
- Know the PIN for your check card. As the prevalence of fraud increases signature based transactions are sometimes blocked in foreign countries. By knowing your PIN you can be assured of access to your account no matter where you are traveling.
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- If your ATM/Visa check card doesn’t work, try again at another time of day. With time differences you may be trying to access funds during mandatory maintenance times.
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- Make two photocopies of your passports, traveler’s checks, and other travel documents. Leave one at home and the other in a safe place at your travel destination.
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- Don’t bring items you don’t need with you. Clean out your purse or wallet before you travel so if your purse or wallet is stolen, you can minimize the impact.
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- Keep a copy of the phone numbers on the back of all of your cards in case your purse or wallet is stolen.
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- Notify your credit card companies before leaving the U.S. of the dates and countries you will be visiting. Being proactive will help your credit card issuer ensure your credit card actvity is not blocked for suspected fraudulent activity.
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- Know how to access the Credit Union for help. Representatives are standing by to help you with your questions Monday - Friday from 9:00 a.m. to 5:00 p.m. MST.
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- Traveler’s cheques are still a good back-up option – you may not need as many as you used to because of plastic – and you may not even use them, but they are good to have in an emergency situation.
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